Basis budgeting should be taught as part of a required personal finance course in schools everywhere. In my early marriage years, I learned basic budgeting as I struggled to survive living from paycheck to paycheck. I made barely enough money to support a wife and two growing sons and I had to learn to be frugal.
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Use Visa and MasterCard Gift Cards for Christmas Instead of Cash or Check
Do you still send Christmas cards to your relatives with a check or cash tucked inside? If you're still sending checks, you should see if sending a Visa or MasterCard gift card (in the form of a preloaded debit card) would be a better idea. If you're still sending cash, are you crazy?
How to Save Money While Holiday Shopping
Even though gasoline prices are lower than they were at this time last year, there are ways to save money while holiday shopping that have nothing to do with gasoline. Nevertheless, there are still ways to save on gasoline costs at the same time.
Home Is Where You Hang Your Hat
The old saying of "home is where you hang your hat" is true and to the point when using web hosting. This morning (my morning in the Philippines), I completed the move of all four of my blogs and another website.
Electronic Signatures in the US in the 21st Century
While I was researching how to obtain the appropriate tax forms in the most efficient manner, while working on my top secret project, I searched the web for the pertinent information. I remembered that electronic signatures could be submitted on US federal government forms after an act was passed while I was still on active duty in the military (prior to 1999).
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